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Posts Tagged ‘Car insurance’

A group representing the insurance regulators has been meeting over the last few days. There have been a number of issues on their agenda, but the most interesting has been whether to adopt a policy for every state to require its local insurance companies to offer pay-as-you-drive policies. These policies have a simple purpose. If motorists drive less, there’s a reduction in the level of greenhouse gas emissions. This is a good thing because it will cut down on the overall damage to the environment. No matter what you believe about climate change, this will improve the health of the many who suffer from skin allergies and asthma caused by the pollution. The insurance companies therefore reduce the premiums for those who drive less. Not only is this environmentally responsible, it’s also good business sense. Lowering premiums attracts more business, but if these drivers reduce the number of miles they drive a year, their risk profile is lower. They should be involved in fewer accidents. This becomes a way of reducing premiums but maintaining profitability. Read the rest of this entry »

We know “red” to be portrayed as an aggressive color. May it be the reason for speeding tickets on the road for the red car owners or not we do not know but some people claim so. What we want to find out if the rates of the insurance company services change with the color of the car and if it is really true – what is the reason for it? We would also like to see how related the accident is to the color of your car. Read the rest of this entry »